Operating Philosophy

We take pride in the record of profitability we have established over many difficult market cycles and our growing role as a trusted advisor for institutional investors and government policy makers.


Amherst’s culture, structure and experience distinguish the firm from the many other service providers in the real estate secured lending and structured finance markets. Our focus on quality of earnings and managing risk creatively yet conservatively has served our partners, employees and clients well over a broad range of market conditions, including the recent financial crisis.

Owned primarily by our principals and employees, we put our own personal capital to work every day and that instills a discipline that has helped us and many of our clients steer clear of the legacy issues and losses that have plagued so many of the other mortgage market participants worldwide.

Today, as a recognized leader in the field of mortgage analytics and trading, we remain committed to using our capital, experience and proprietary technical resources to generate attractive risk adjusted returns for our clients, partners and employees, while preserving capital and maximizing market opportunities. We take pride in our growing role as a trusted advisor for institutional investors and government policy makers.