Mr. Dobson has been the head mortgage analyst and trader at Amherst Securities since he joined the firm in 2000. Mr. Dobson is widely recognized as one of the leading strategists in the industry and an expert in all facets of the mortgage business including loans, RMBS and related derivatives. He has led the development of Amherst's loan level diagnostic system (ALIAS) that is well-known for its predictive analytics. In 2006, he made a vocal announcement predicting the coming meltdown in the mortgage markets based on research produced using these tools.  In August 2008, he successfully completed a $225 million capital raise led by Stone Point Capital to expand the broker dealer and finance new initiatives in CMBS, advisory and asset management.
Mr. Dobson has over 20 years of experience in the mortgage industry, including previous senior management positions with Spires Financial and the MMAR Group, Inc. He currently serves as a board member of the American Securitization Forum, and his advice on mortgage policy matters is regularly sought by congressional leaders, housing policy leaders at the Treasury and other government agencies and senior administration officials at the White House.

Mr. Walsh co-manages the business and operations of the Amherst Companies. Mr. Walsh has been in the mortgage-backed securities business for almost 25 years. Prior to joining Amherst in 2009, he served as a Managing Director in the private equity business at Fortress Investment Group, specializing in financial institutions. Mr. Walsh also served for nine years as a Managing Director and Head of Mortgage and Asset-Backed Origination, Finance and Trading at RBS Greenwich Capital. Mr. Walsh earned his AB in Biology at Princeton University.

Mr. Gilbert CPA, CFA helps manage the Capital Markets activities at Amherst Securities. Prior to joining Amherst as a founding partner in 1993, Mr. Gilbert headed the Latin American sales effort at CS First Boston, and previously worked in the Capital Markets team at Kidder Peabody. Mr. Gilbert earned an MBA from The Wharton School of the University of Pennsylvania, and a BSBA in Accounting, with honors, from Georgetown University.

Mr. Taylor has been associated with Amherst Holdings since 2007, first as an advisor helping management develop strategies for institutional investors that would leverage Amherst’s mortgage expertise. In 2008, he worked with management to raise institutional capital to expand the broker dealer footprint and establish an asset management business. He formally joined Amherst Holdings as Vice Chairman in January 2009 with responsibilities for evaluating new business opportunities and devising strategies to raise the capital necessary to support them.

Mr. Browne joined Amherst in 2004 and is responsible for organizational operations, legal and new business structuring matters. Previously, Mr. Browne was: Interim CEO and CFO & General Counsel of COVEGA Corporation (opto-electronic component developer); General Counsel of Partners First Holdings, LLC (credit card affiliate of Bank of Montreal); Associate in the Banking & Finance practice of Mayer Brown; and Senior Attorney, Board of Governors of the Federal Reserve System. Mr. Browne received his MBA – Finance from Johns Hopkins University, JD from Boston University, and BA, magna cum laude, from University at Albany.

Mr. Sullivan, CPA, joined Amherst in 2005. He was previously SVP-CFO of Guaranty Residential Lending, Inc., (f.k.a. Temple-Inland Mortgage Company). Prior to Guaranty, Mr. Sullivan served as the President & CFO of the Texas State Affordable Housing Corporation, and began his 16-year career in the mortgage finance business with the Lomas Financial Group. He earned his BBA in accounting from the University of Texas at Arlington.

Ms. Bartkowiak has managed Amherst's compliance initiatives since 2002. She has over 30 years of securities industry experience, including experience in trading, sales and back office operations. Prior to joining Amherst, she engaged in compliance consulting, and previously worked in compliance positions with FINRA in Dallas and Southwest Securities. Ms. Bartkowiak is a FINRA Industry Arbitrator and currently holds several industry licenses. She graduated with honors from Amberton University with a BS in Human Relations and Business.

Prior to joining Amherst in 2008, Ms. Taylor was a Senior Managing Director for 14 years with Bear Stearns, in fixed-income sales, specializing in mortgage products. Prior to working at Bear Stearns, she was First Vice President of Westcap Securities, Inc., in Houston, Texas. Ms. Taylor has a Business degree from Georgetown University.

Mr. Dobson has been the head mortgage analyst and trader at Amherst Securities since he joined the firm in 2000. Mr. Dobson is widely recognized as one of the leading strategists in the industry and an expert in all facets of the mortgage business including loans, RMBS and related derivatives. He has led the development of Amherst's loan level diagnostic system (ALIAS) that is widely recognized for its predictive analytics. In 2006, he made a vocal announcement predicting the coming meltdown in the mortgage markets based on research produced using these tools. In August 2008, he successfully completed a $225 million capital raise led by Stone Point Capital to expand the broker dealer and finance new initiatives in CMBS, advisory and asset management.
Mr. Dobson has over 20 years of experience in the mortgage industry, including previous senior management positions with Spires Financial and the MMAR Group, Inc. He currently serves as a board member of the American Securitization Forum, and his advice on mortgage policy matters is regularly sought by congressional leaders, housing policy leaders at the Treasury and other government agencies and senior administration officials at the White House.

Mr. Gilbert CPA, CFA helps manage the Capital Markets activities at Amherst Securities. Prior to joining Amherst as a founding partner in 1993, Mr. Gilbert headed the Latin American sales effort at CS First Boston, and previously worked in the Capital Markets team at Kidder Peabody. Mr. Gilbert earned an MBA from The Wharton School of the University of Pennsylvania, and a BSBA in Accounting, with honors, from Georgetown University.

Mr. Taylor has been associated with Amherst Holdings since 2007, first as an advisor helping management develop strategies for institutional investors that would leverage Amherst’s mortgage expertise. In 2008, he worked with management to raise institutional capital to expand the broker dealer footprint and establish an asset management business. He formally joined Amherst Holdings as Vice Chairman in January 2009 with responsibilities for evaluating new business opportunities and devising strategies to raise the capital necessary to support them.

Mr. Gorman directs the development of all company proprietary analytical and systems technology, as well as the systems infrastructure for the company’s several offices. Prior to joining Amherst in 2000, Mr. Gorman was a founding partner of Spires Financial and previously was with Bear Stearns. He has over 20 years of experience in information technology in the securities industry.

Ms. Reynolds was a senior mortgage trader at Donaldson Lufkin and Jenrette, prior to joining Amherst in 2000, where she ran the residential mortgage derivatives trading unit. She previously held mortgage derivative trading positions at Kidder Peabody and Drexel Burnham Lambert. Ms. Reynolds earned a BS degree from Trinity College in Hartford, Ct.

Mr. Zerbib joined Stone Point in 1998. Previously, he was an Analyst at Goldman, Sachs & Co. from 1993 to 1996. Mr. Zerbib is a director of Amherst Holdings LLC, Edgewood Partners Holdings LLC, Higginbotham Insurance Agency, Inc., NXT Capital LLC, Preferred Concepts LLC, Privilege Underwriters, Inc. and StoneRiver Holdings, Inc. He holds a BA from Amherst College and an MBA from the Harvard Graduate School of Business Administration.